Welcome!

Thank you for participating in this survey.

This study is being conducted as part of a bachelor’s thesis at OTH Amberg-Weiden and examines the relationship between present bias and the use of Buy Now, Pay Later (BNPL) services among young adults.

Participation is voluntary, and all responses will be treated confidentially and analyzed anonymously. No personally identifiable information will be connected to your survey responses.
Students from OTH Amberg-Weiden may receive 0.5 VHP for participation in this study.

By continuing, you confirm that you are at least 18 years old and consent to participate in this study.
Thank you for your time and participation.